Natural hazards · Hewitt

Hewitt, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hewitt comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hewitt?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hewitt to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes31%Cold waves14%Heat waves8%Everything else7%

By hazard

What Hewitt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

31% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

14% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hewitt flood?

Every paid claim on a federal flood insurance policy in Hewitt, from FEMA’s records.

22paid claims since 1979

$474Kpaid to owners

4homes flooded more than once

19792026

Biggest named events

2026-06-Arthur-TS: 3 claims, $167K
Fall severe storms: 2 claims, $36K
Tropical Storm Claudette: 1 claim, $23K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hewitt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLennan County.

Disasters that hit Hewitt

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hewitt itself: aid to households, or repair grants to the City of Hewitt.

Brought FEMA money into HewittDeclared for McLennan County only

2021

Severe Winter Storms

99 households applied for aid $23K aid approved

McLennan County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Hewitt

Hewitt and the towns around it

Very lowLowModerateHighVery high

Hewittmostly inland floodingLow

Wacomostly tornadoesVery low

Robinsonmostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hewitt covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hewitt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hewitt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hewitt total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.