Natural hazards · Hermleigh

Hermleigh, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hermleigh comes from drought, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hermleigh?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hermleigh to be higher than in 28% of U.S. communities, mostly from drought and inland flooding.

Drought28%Inland flooding28%Hail15%Wildfire9%Tornadoes9%Everything else12%

By hazard

What Hermleigh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

28% of expected damage

Recorded about 57 times a year in the area

Inland flooding

28% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Hail

15% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hermleigh flood?

FEMA's records show no paid flood insurance claims in Hermleigh.

of all homes
are insured

No community discount. Hermleigh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scurry County.

Disasters that hit Hermleigh

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hermleigh itself: aid to households, or repair grants to Hermleigh.

Brought FEMA money into HermleighDeclared for Scurry County only

2021

Severe Winter Storms

8 households applied for aid $9K aid approved

Scurry County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hermleigh is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hermleigh’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hermleigh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.