Natural hazards · Hemphill

Hemphill, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hemphill comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2012. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hemphill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hemphill to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes12%Hurricanes11%Strong wind10%Heat waves6%Everything else9%

By hazard

What Hemphill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 5 years in the area

Hurricanes

11% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 10 years in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hemphill flood?

Every paid claim on a federal flood insurance policy in Hemphill, from FEMA’s records.

1paid claims since 2012

$19Kpaid to owners

0homes flooded more than once

20122026

of all homes
are insured

No community discount. Hemphill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sabine County.

Disasters that hit Hemphill

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hemphill itself: aid to households, or repair grants to the City of Hemphill.

Brought FEMA money into HemphillDeclared for Sabine County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

236 households applied for aid $602K aid approved $50K to the City of Hemphill for repairs

2021

Severe Winter Storms

91 households applied for aid $78K aid approved $33K to the City of Hemphill for repairs

2020

Tropical Storms Marco and Laura

$26K to the City of Hemphill for repairs

2017

Hurricane Harvey

135 households applied for aid $67K aid approved $273K to the City of Hemphill for repairs

2008

Hurricane Ike

196 households applied for aid $19K aid approved $57K to the City of Hemphill for repairs

2005

Hurricane Rita

2,172 households applied for aid $1.9M aid approved $370K to the City of Hemphill for repairs

Sabine County has had 20 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hemphill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hemphill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hemphill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.