Natural hazards · Hawley

Hawley, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hawley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1986. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hawley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hawley to be higher than in 70% of U.S. communities, mostly from inland flooding and drought.

Inland flooding40%Drought16%Hail14%Wildfire12%Tornadoes9%Everything else9%

By hazard

What Hawley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Drought

16% of expected damage

Recorded about 90 times a year in the area

Hail

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Wildfire

12% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 3 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hawley flood?

Every paid claim on a federal flood insurance policy in Hawley, from FEMA’s records.

1paid claims since 1986

$7Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hawley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jones County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Hawley

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hawley itself: aid to households, or repair grants to the City of Hawley.

Brought FEMA money into HawleyDeclared for Jones County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

43 households applied for aid $112K aid approved

2021

Severe Winter Storms

34 households applied for aid $46K aid approved $9K to the City of Hawley for repairs

2007

Tropical Storm Erin

4 households applied for aid $22K aid approved

Jones County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hawley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hawley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hawley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.