Natural hazards · Hawkins

Hawkins, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hawkins comes from drought, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hawkins?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hawkins to be higher than in 19% of U.S. communities, mostly from drought and inland flooding.

Drought32%Inland flooding24%Cold waves10%Ice storms9%Strong wind7%Heat waves6%Everything else12%

By hazard

What Hawkins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

32% of expected damage

Recorded about 27 times a year in the area

Inland flooding

24% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Ice storms

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Heat waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesTornadoesWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hawkins flood?

FEMA's records show no paid flood insurance claims in Hawkins.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hawkins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Hawkins

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hawkins itself: aid to households, or repair grants to the City of Hawkins.

Brought FEMA money into HawkinsDeclared for Wood County only

2021

Severe Winter Storms

58 households applied for aid $34K aid approved

2016

Severe Storms and Flooding

20 households applied for aid $53K aid approved

Wood County has had 12 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hawkins is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hawkins’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hawkins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Hawkins, TX natural hazards

How exposed is Hawkins?

What Hawkins faces

Drought

Inland flooding

Cold waves

Ice storms

Strong wind

Heat waves

Lower here

Not a risk here

Does Hawkins flood?

2 federal disasters brought FEMA money here

Severe Winter Storms

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby