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Natural hazards · Hamshire

Hamshire, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hamshire comes from hurricanes, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hamshire?

92
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamshire to be higher than in 92% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes31%Coastal flooding28%Inland flooding19%Drought6%Wildfire6%Tornadoes6%Everything else5%
By hazard

What Hamshire faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

31% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 6 years in the area

Coastal flooding

28% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

19% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 3 times a year in the area

Drought

6% of expected damage
Recorded about 22 times a year in the area

Wildfire

6% of expected damage
Well above average · higher than 97% of U.S. places

Tornadoes

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 3 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hamshire flood?

FEMA's records show no paid flood insurance claims in Hamshire.

of all homes
are insured
No community discount. Hamshire isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.
Disasters that hit Hamshire

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hamshire itself: aid to households, or repair grants to Hamshire.

Brought FEMA money into HamshireDeclared for Jefferson County only
2024

Hurricane Beryl

33 households applied for aid $52K aid approved
2021

Severe Winter Storms

14 households applied for aid $5K aid approved
2019

Tropical Storm Imelda

241 households applied for aid $1.0M aid approved
2017

Hurricane Harvey

429 households applied for aid $2.8M aid approved
2008

Hurricane Ike

439 households applied for aid $617K aid approved
2005

Hurricane Rita

720 households applied for aid $1.3M aid approved
2002

Severe Storms, Tornadoes and Flooding

2 households applied for aid $3K aid approved
Jefferson County has had 24 natural disasters declared since 1953, most often floods and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamshire is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hamshire’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hamshire. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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