Natural hazards · Hale Center

Hale Center, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hale Center comes from hail, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hale Center?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hale Center to be higher than in 81% of U.S. communities, mostly from hail.

Hail53%Inland flooding12%Tornadoes11%Drought10%Everything else14%

By hazard

What Hale Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

53% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

12% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 6 years in the area

Drought

10% of expected damage

Recorded about 78 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hale Center flood?

FEMA's records show no paid flood insurance claims in Hale Center.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hale Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hale County.

Disasters that hit Hale Center

Federal disasters declared here

None of the disasters declared for Hale County shows FEMA aid or repair money reaching Hale Center itself in FEMA’s records.

Brought FEMA money into Hale CenterDeclared for Hale County only

Hale County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hale Center is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hale Center’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hale Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.