Natural hazards · Hackberry

Hackberry, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hackberry comes from tornadoes, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hackberry?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hackberry to be higher than in 31% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes48%Inland flooding27%Hail11%Heat waves7%Everything else8%

By hazard

What Hackberry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

48% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

27% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 3 times a year in the area

Hail

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 9 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hackberry flood?

FEMA's records show no paid flood insurance claims in Hackberry.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hackberry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Denton County.

Disasters that hit Hackberry

Federal disasters declared here

None of the disasters declared for Denton County shows FEMA aid or repair money reaching Hackberry itself in FEMA’s records.

Brought FEMA money into HackberryDeclared for Denton County only

Denton County has had 19 natural disasters declared since 1953, most often severe storms and fires.

Around Hackberry

Hackberry and the towns around it

Very lowLowModerateHighVery high

Friscomostly tornadoesModerate

Hackberrymostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hackberry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hackberry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hackberry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.