Natural hazards · Gustine

Gustine, TX natural hazards

Most of the natural-hazard damage FEMA expects in Gustine comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gustine?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gustine to be higher than in 36% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding50%Wildfire20%Tornadoes13%Hail7%Everything else11%

By hazard

What Gustine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Wildfire

20% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 6 years in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gustine flood?

FEMA's records show no paid flood insurance claims in Gustine.

of all homes
are insured

No community discount. Gustine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Comanche County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Gustine

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gustine itself: aid to households, or repair grants to the Town of Gustine.

Brought FEMA money into GustineDeclared for Comanche County only

2021

Severe Winter Storms

13 households applied for aid $2K aid approved

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved $5K to the Town of Gustine for repairs

Comanche County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gustine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gustine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gustine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.