Natural hazards · Groves

Groves, TX natural hazards

Most of the natural-hazard damage FEMA expects in Groves comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1,325 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Groves?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Groves to be higher than in 74% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding19%Tornadoes14%Cold waves11%Lightning6%Everything else5%

By hazard

What Groves faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

19% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

11% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Lightning

6% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Groves flood?

Every paid claim on a federal flood insurance policy in Groves, from FEMA’s records.

1,325paid claims since 1979

$89.3Mpaid to owners

104homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 812 claims, $79.7M
Hurricane Rita: 158 claims, $4.1M
Tropical Storm Claudette: 61 claims, $237K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of all homes
are insured

No community discount. Groves isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

What’s been done with FEMA grants

5buildings retrofitted against wind

Disasters that hit Groves

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Groves itself: aid to households, or repair grants to the City of Groves.

Brought FEMA money into GrovesDeclared for Jefferson County only

2024

Hurricane Beryl

677 households applied for aid $386K aid approved

2021

Severe Winter Storms

303 households applied for aid $109K aid approved $18K to the City of Groves for repairs

2020

Hurricane Laura

$96K to the City of Groves for repairs

2019

Tropical Storm Imelda

31 households applied for aid $9K aid approved

2017

Hurricane Harvey

3,621 households applied for aid $9.8M aid approved $1.6M to the City of Groves for repairs

2008

Hurricane Ike

4,835 households applied for aid $539K aid approved $1.1M to the City of Groves for repairs

2008

Hurricane Gustav

$82K to the City of Groves for repairs

2005

Hurricane Rita

8,301 households applied for aid $17.0M aid approved $1.3M to the City of Groves for repairs

2005

Hurricane Katrina Evacuation

$6K to the City of Groves for repairs

2002

Severe Storms, Tornadoes and Flooding

10 households applied for aid $18K aid approved

Jefferson County has had 24 natural disasters declared since 1953, most often floods and hurricanes.

Around Groves

Groves and the towns around it

Very lowLowModerateHighVery high

Port Nechesmostly hurricanesHigh

Port Arthurmostly hurricanesHigh

Grovesmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Groves covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Groves’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Groves. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Groves total about $6.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.