Natural hazards · Groom

Groom, TX natural hazards

Most of the natural-hazard damage FEMA expects in Groom comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Groom?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Groom to be higher than in 68% of U.S. communities, mostly from drought.

Drought56%Hail10%Tornadoes10%Wildfire8%Inland flooding6%Everything else10%

By hazard

What Groom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

56% of expected damage

Recorded about 74 times a year in the area

Hail

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Wildfire

8% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

6% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Groom flood?

Every paid claim on a federal flood insurance policy in Groom, from FEMA’s records.

2paid claims since 2008

$36Kpaid to owners

0homes flooded more than once

20082026

of all homes
are insured

No community discount. Groom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carson County.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Groom

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Groom itself: aid to households, or repair grants to the Town of Groom.

Brought FEMA money into GroomDeclared for Carson County only

2000

Severe Winter Ice Storm

$1K to the Town of Groom for repairs

Carson County has had 11 natural disasters declared since 1953, most often fires and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Groom is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Groom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Groom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.