Natural hazards · Grey Forest

Grey Forest, TX natural hazards

Most of the natural-hazard damage FEMA expects in Grey Forest comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1994. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grey Forest?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grey Forest to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes17%Hail13%Heat waves5%Everything else3%

By hazard

What Grey Forest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 62% of U.S. places

Hail

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Heat waves

5% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grey Forest flood?

Every paid claim on a federal flood insurance policy in Grey Forest, from FEMA’s records.

7paid claims since 1994

$51Kpaid to owners

1homes flooded more than once

19942026

Biggest named events

Torrential rain: 2 claims, $10K
Tropical Storm Erin: 2 claims, $30K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grey Forest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bexar County.

Disasters that hit Grey Forest

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grey Forest itself: aid to households, or repair grants to the City of Grey Forest.

Brought FEMA money into Grey ForestDeclared for Bexar County only

2002

Severe Storms and Flooding

$84K to the City of Grey Forest for repairs

1998

Tx-Flooding 10/18/98

$26K to the City of Grey Forest for repairs

Bexar County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grey Forest is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grey Forest’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grey Forest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.