Natural hazards · Gregory

Gregory, TX natural hazards

Most of the natural-hazard damage FEMA expects in Gregory comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 42 claims here since 1980. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gregory?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gregory to be higher than in 70% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes32%Cold waves14%Tornadoes8%Everything else9%

By hazard

What Gregory faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

32% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 8 years in the area

Cold waves

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 55% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

LandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gregory flood?

Every paid claim on a federal flood insurance policy in Gregory, from FEMA’s records.

42paid claims since 1980

$626Kpaid to owners

5homes flooded more than once

19802026

Biggest named events

Hurricane Harvey: 5 claims, $61K
Heavy rains: 1 claim, $5K
Torrential rain: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gregory isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Patricio County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Gregory

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gregory itself: aid to households, or repair grants to the City of Gregory.

Brought FEMA money into GregoryDeclared for San Patricio County only

2021

Severe Winter Storms

88 households applied for aid $27K aid approved

2017

Hurricane Harvey

587 households applied for aid $793K aid approved $104K to the City of Gregory for repairs

2003

Hurricane Claudette

6 households applied for aid $2K aid approved

2002

Severe Storms, Tornadoes and Flooding

102 households applied for aid $232K aid approved

1999

Hurricane Bret

$2K to the City of Gregory for repairs

1998

Tx-Flooding 10/18/98

$23K to the City of Gregory for repairs

San Patricio County has had 29 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gregory covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gregory’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gregory. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gregory total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.