Natural hazards · Grays Prairie

Grays Prairie, TX natural hazards

Most of the natural-hazard damage FEMA expects in Grays Prairie comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grays Prairie?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grays Prairie to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes15%Heat waves11%Cold waves11%Hail9%Everything else7%

By hazard

What Grays Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 14 years in the area

Heat waves

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 17 times a year in the area

Cold waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grays Prairie flood?

FEMA's records show no paid flood insurance claims in Grays Prairie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grays Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kaufman County.

Disasters that hit Grays Prairie

Federal disasters declared here

None of the disasters declared for Kaufman County shows FEMA aid or repair money reaching Grays Prairie itself in FEMA’s records.

Brought FEMA money into Grays PrairieDeclared for Kaufman County only

Kaufman County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grays Prairie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grays Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Grays Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.