Natural hazards · Grapeland

Grapeland, TX natural hazards

Most of the natural-hazard damage FEMA expects in Grapeland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2021. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grapeland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grapeland to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding26%Cold waves26%Lightning17%Tornadoes12%Hurricanes6%Everything else14%

By hazard

What Grapeland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Cold waves

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lightning

17% of expected damage

Above average · higher than 67% of U.S. places

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 13 years in the area

Hurricanes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 20 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grapeland flood?

Every paid claim on a federal flood insurance policy in Grapeland, from FEMA’s records.

1paid claims since 2021

$118Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grapeland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Houston County.

Disasters that hit Grapeland

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grapeland itself: aid to households, or repair grants to the City of Grapeland.

Brought FEMA money into GrapelandDeclared for Houston County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid $23K aid approved

2021

Severe Winter Storms

95 households applied for aid $35K aid approved

2018

Severe Storms and Flooding

$7K to the City of Grapeland for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$8K to the City of Grapeland for repairs

2011

Wildfires

1 household applied for aid

2008

Hurricane Ike

174 households applied for aid $81K aid approved $25K to the City of Grapeland for repairs

2005

Hurricane Rita

$10K to the City of Grapeland for repairs

Houston County has had 23 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grapeland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grapeland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grapeland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.