Natural hazards · Gorman

Gorman, TX natural hazards

Most of the natural-hazard damage FEMA expects in Gorman comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1989. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gorman?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gorman to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves16%Tornadoes15%Wildfire11%Hail10%Drought5%Everything else10%

By hazard

What Gorman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 7 years in the area

Wildfire

11% of expected damage

Well above average · higher than 95% of U.S. places

Hail

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Drought

5% of expected damage

Recorded about 40 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gorman flood?

Every paid claim on a federal flood insurance policy in Gorman, from FEMA’s records.

1paid claims since 1989

$6Kpaid to owners

0homes flooded more than once

19892026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gorman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eastland County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Gorman

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gorman itself: aid to households, or repair grants to the City of Gorman.

Brought FEMA money into GormanDeclared for Eastland County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2021

Severe Winter Storms

15 households applied for aid $10K aid approved

2016

Severe Storms and Flooding

1 household applied for aid

2011

Wildfires

$4K to the City of Gorman for repairs

2007

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $12K aid approved $42K to the City of Gorman for repairs

2005

Extreme Wildfire Threat

22 households applied for aid $133K aid approved

Eastland County has had 21 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gorman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gorman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gorman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.