Natural hazards · Goodlow

Goodlow, TX natural hazards

Most of the natural-hazard damage FEMA expects in Goodlow comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2015.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Goodlow?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Goodlow to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes28%Cold waves11%Everything else22%

By hazard

What Goodlow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 7 years in the area

Cold waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Goodlow flood?

Every paid claim on a federal flood insurance policy in Goodlow, from FEMA’s records.

1paid claims since 2015

$18Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Goodlow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navarro County.

Disasters that hit Goodlow

Federal disasters declared here

None of the disasters declared for Navarro County shows FEMA aid or repair money reaching Goodlow itself in FEMA’s records.

Brought FEMA money into GoodlowDeclared for Navarro County only

Navarro County has had 21 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Goodlow covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Goodlow’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Goodlow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Goodlow total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.