Natural hazards · Goliad

Goliad, TX natural hazards

Most of the natural-hazard damage FEMA expects in Goliad comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Goliad?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Goliad to be higher than in 72% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding27%Drought7%Tornadoes6%Everything else10%

By hazard

What Goliad faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 8 years in the area

Inland flooding

27% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Drought

7% of expected damage

Recorded about 69 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 4 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Goliad flood?

Every paid claim on a federal flood insurance policy in Goliad, from FEMA’s records.

5paid claims since 1998

$207Kpaid to owners

1homes flooded more than once

19982026

Biggest named events

Torrential rain: 3 claims, $120K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Goliad isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Goliad County.

What’s been done with FEMA grants

14flood-prone properties bought out and cleared

1buildings retrofitted against wind

Disasters that hit Goliad

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Goliad itself: aid to households, or repair grants to the City of Goliad.

Brought FEMA money into GoliadDeclared for Goliad County only

2021

Severe Winter Storms

61 households applied for aid $29K aid approved $16K to the City of Goliad for repairs

2017

Hurricane Harvey

898 households applied for aid $497K aid approved $93K to the City of Goliad for repairs

2003

Hurricane Claudette

418 households applied for aid $358K aid approved $149K to the City of Goliad for repairs

2002

Severe Storms and Flooding

$14K to the City of Goliad for repairs

1998

Tx-Flooding 10/18/98

$13K to the City of Goliad for repairs

Goliad County has had 17 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Goliad is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Goliad’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Goliad. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.