Gilmer, TX natural hazards
Most of the natural-hazard damage FEMA expects in Gilmer comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2025. 3 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Gilmer?
FEMA expects yearly storm and flood damage to homes and buildings in Gilmer to be higher than in 27% of U.S. communities, mostly from tornadoes and inland flooding.
What Gilmer faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Tornadoes
Inland flooding
Ice storms
Strong wind
Heat waves
Cold waves
Lower here
Not a risk here
Does Gilmer flood?
Every paid claim on a federal flood insurance policy in Gilmer, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
3 federal disasters brought FEMA money here
Disasters the President declared that paid out in Gilmer itself: aid to households, or repair grants to the City of Gilmer.
Severe Winter Storms
Wildfires
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Gilmer total about $2.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.