Natural hazards · Giddings

Giddings, TX natural hazards

Most of the natural-hazard damage FEMA expects in Giddings comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2005. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Giddings?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Giddings to be higher than in 11% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves48%Inland flooding21%Tornadoes14%Hurricanes6%Everything else11%

By hazard

What Giddings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

48% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 65 years in the area

Hurricanes

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Giddings flood?

Every paid claim on a federal flood insurance policy in Giddings, from FEMA’s records.

3paid claims since 2005

$184Kpaid to owners

1homes flooded more than once

20052026

Biggest named events

Early summer storms: 1 claim, $28K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Giddings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

What’s been done with FEMA grants

10flood-prone properties bought out and cleared

Disasters that hit Giddings

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Giddings itself: aid to households, or repair grants to the City of Giddings.

Brought FEMA money into GiddingsDeclared for Lee County only

2017

Hurricane Harvey

128 households applied for aid $191K aid approved

2016

Severe Storms and Flooding

49 households applied for aid $346K aid approved $16K to the City of Giddings for repairs

2005

Hurricane Katrina Evacuation

$16K to the City of Giddings for repairs

Lee County has had 17 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Giddings covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Giddings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Giddings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Giddings total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.