Natural hazards · Gholson

Gholson, TX natural hazards

Most of the natural-hazard damage FEMA expects in Gholson comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gholson?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gholson to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes30%Cold waves12%Heat waves6%Everything else15%

By hazard

What Gholson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

30% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 21 years in the area

Cold waves

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gholson flood?

FEMA's records show no paid flood insurance claims in Gholson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gholson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLennan County.

Disasters that hit Gholson

Federal disasters declared here

None of the disasters declared for McLennan County shows FEMA aid or repair money reaching Gholson itself in FEMA’s records.

Brought FEMA money into GholsonDeclared for McLennan County only

McLennan County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gholson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gholson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gholson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.