Natural hazards · Gail

Gail, TX natural hazards

Most of the natural-hazard damage FEMA expects in Gail comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gail?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gail to be higher than in 60% of U.S. communities, mostly from drought.

Drought67%Hail12%Wildfire8%Inland flooding6%Everything else7%

By hazard

What Gail faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

67% of expected damage

Recorded about 73 times a year in the area

Hail

12% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Wildfire

8% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

6% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gail flood?

FEMA's records show no paid flood insurance claims in Gail.

Disasters that hit Gail

Federal disasters declared here

None of the disasters declared for Borden County shows FEMA aid or repair money reaching Gail itself in FEMA’s records.

Brought FEMA money into GailDeclared for Borden County only

Borden County has had 11 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gail is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gail’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gail. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.