Natural hazards · Fulton

Fulton, TX natural hazards

Most of the natural-hazard damage FEMA expects in Fulton comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 27 claims here since 1992. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fulton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fulton to be higher than in 72% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes49%Inland flooding28%Cold waves10%Tornadoes8%Everything else6%

By hazard

What Fulton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

49% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 8 years in the area

Inland flooding

28% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 62 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fulton flood?

Every paid claim on a federal flood insurance policy in Fulton, from FEMA’s records.

27paid claims since 1992

$1.3Mpaid to owners

6homes flooded more than once

19922026

Biggest named events

Hurricane Harvey: 11 claims, $1.0M
Tropical Storm Bill: 2 claims, $21K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fulton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aransas County.

Disasters that hit Fulton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fulton itself: aid to households, or repair grants to the Town of Fulton.

Brought FEMA money into FultonDeclared for Aransas County only

2021

Severe Winter Storms

31 households applied for aid $9K aid approved $7K to the Town of Fulton for repairs

2017

Hurricane Harvey

901 households applied for aid $1.4M aid approved $4.7M to the Town of Fulton for repairs

2003

Hurricane Claudette

5 households applied for aid $10K aid approved

2002

Severe Storms, Tornadoes and Flooding

27 households applied for aid $104K aid approved

Aransas County has had 26 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fulton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fulton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fulton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.