Natural hazards · Freer

Freer, TX natural hazards

Most of the natural-hazard damage FEMA expects in Freer comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2020. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freer?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freer to be higher than in 28% of U.S. communities, mostly from cold waves.

Cold waves66%Inland flooding14%Heat waves6%Everything else14%

By hazard

What Freer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

66% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

14% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freer flood?

Every paid claim on a federal flood insurance policy in Freer, from FEMA’s records.

1paid claims since 2020

$42Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Freer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Duval County.

Disasters that hit Freer

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freer itself: aid to households, or repair grants to the City of Freer.

Brought FEMA money into FreerDeclared for Duval County only

2021

Severe Winter Storms

46 households applied for aid $57K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$4K to the City of Freer for repairs

2002

Severe Storms and Flooding

$3K to the City of Freer for repairs

1999

Hurricane Bret

$7K to the City of Freer for repairs

Duval County has had 17 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Freer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Freer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.