Natural hazards · Freeport

Freeport, TX natural hazards

Most of the natural-hazard damage FEMA expects in Freeport comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 753 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freeport?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeport to be higher than in 38% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes48%Inland flooding21%Tornadoes16%Cold waves5%Heat waves5%Everything else4%

By hazard

What Freeport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

48% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 53% of U.S. places

Cold waves

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 2 years in the area

Heat waves

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 16 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherWildfireEarthquakesStrong windLightning

Not a risk here

LandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freeport flood?

Every paid claim on a federal flood insurance policy in Freeport, from FEMA’s records.

753paid claims since 1979

$8.9Mpaid to owners

45homes flooded more than once

19792026

Biggest named events

Tropical Storm Claudette: 250 claims, $1.5M
Hurricane Ike: 41 claims, $1.4M
Hurricane Alicia: 22 claims, $160K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Freeport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brazoria County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared

2buildings retrofitted against wind

Disasters that hit Freeport

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freeport itself: aid to households, or repair grants to the City of Freeport.

Brought FEMA money into FreeportDeclared for Brazoria County only

2024

Hurricane Beryl

3,661 households applied for aid $6.6M aid approved $992K to the City of Freeport for repairs

2021

Severe Winter Storms

591 households applied for aid $450K aid approved $37K to the City of Freeport for repairs

2017

Hurricane Harvey

2,661 households applied for aid $1.9M aid approved $366K to the City of Freeport for repairs

2016

Severe Storms and Flooding

42 households applied for aid $82K aid approved $44K to the City of Freeport for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

13 households applied for aid $43K aid approved $6K to the City of Freeport for repairs

2008

Hurricane Ike

2,615 households applied for aid $1.6M aid approved $679K to the City of Freeport for repairs

2005

Hurricane Rita

1,278 households applied for aid $468K aid approved $105K to the City of Freeport for repairs

2003

Hurricane Claudette

183 households applied for aid $432K aid approved $25K to the City of Freeport for repairs

2002

Severe Storms, Tornadoes and Flooding

36 households applied for aid $89K aid approved

Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.

Around Freeport

Freeport and the towns around it

Very lowLowModerateHighVery high

Surfside Beachmostly coastal floodingHigh

Lake Jacksonmostly inland floodingHigh

Quintanamostly hurricanesModerate

Freeportmostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeport covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Freeport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Freeport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Freeport total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.