Natural hazards · Forsan

Forsan, TX natural hazards

Most of the natural-hazard damage FEMA expects in Forsan comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Forsan?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forsan to be higher than in 33% of U.S. communities, mostly from inland flooding and hail.

Inland flooding35%Hail18%Wildfire13%Drought13%Tornadoes10%Everything else11%

By hazard

What Forsan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Hail

18% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 96% of U.S. places

Drought

13% of expected damage

Recorded about 75 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Forsan flood?

FEMA's records show no paid flood insurance claims in Forsan.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Forsan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Howard County.

Disasters that hit Forsan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Forsan itself: aid to households, or repair grants to the City of Forsan.

Brought FEMA money into ForsanDeclared for Howard County only

2021

Severe Winter Storms

2 households applied for aid

Howard County has had 15 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forsan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Forsan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Forsan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.