Natural hazards · Forney

Forney, TX natural hazards

Most of the natural-hazard damage FEMA expects in Forney comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2009. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Forney?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forney to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding50%Tornadoes15%Heat waves11%Cold waves11%Hail8%Everything else5%

By hazard

What Forney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 90% of U.S. places

Heat waves

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 17 times a year in the area

Cold waves

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Hail

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Forney flood?

Every paid claim on a federal flood insurance policy in Forney, from FEMA’s records.

5paid claims since 2009

$144Kpaid to owners

2homes flooded more than once

20092026

Biggest named events

Texas Spring Flooding: 1 claim, $30K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Forney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kaufman County.

What’s been done with FEMA grants

31storm safe rooms built

Disasters that hit Forney

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Forney itself: aid to households, or repair grants to the City of Forney.

Brought FEMA money into ForneyDeclared for Kaufman County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2,114 households applied for aid $1.7M aid approved

2021

Severe Winter Storms

815 households applied for aid $442K aid approved

Kaufman County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forney covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Forney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Forney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Forney total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.