Natural hazards · Fluvanna

Fluvanna, TX natural hazards

Most of the natural-hazard damage FEMA expects in Fluvanna comes from drought, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fluvanna?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fluvanna to be higher than in 41% of U.S. communities, mostly from drought and wildfires.

Drought34%Wildfire21%Inland flooding17%Hail15%Tornadoes6%Everything else7%

By hazard

What Fluvanna faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

34% of expected damage

Recorded about 55 times a year in the area

Wildfire

21% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

17% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 2 times a year in the area

Hail

15% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fluvanna flood?

FEMA's records show no paid flood insurance claims in Fluvanna.

of all homes
are insured

No community discount. Fluvanna isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scurry County.

Disasters that hit Fluvanna

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fluvanna itself: aid to households, or repair grants to Fluvanna.

Brought FEMA money into FluvannaDeclared for Scurry County only

2021

Severe Winter Storms

1 household applied for aid

Scurry County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fluvanna is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fluvanna’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fluvanna. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.