Natural hazards · Flatonia

Flatonia, TX natural hazards

Most of the natural-hazard damage FEMA expects in Flatonia comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flatonia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flatonia to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes15%Hurricanes11%Cold waves11%Everything else13%

By hazard

What Flatonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 7 years in the area

Hurricanes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 15 years in the area

Cold waves

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flatonia flood?

FEMA's records show no paid flood insurance claims in Flatonia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flatonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Flatonia

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Flatonia itself: aid to households, or repair grants to the Town of Flatonia.

Brought FEMA money into FlatoniaDeclared for Fayette County only

2021

Severe Winter Storms

1 household applied for aid

2017

Hurricane Harvey

37 households applied for aid $17K aid approved $39K to the Town of Flatonia for repairs

2016

Severe Storms and Flooding

5 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

6 households applied for aid $14K aid approved

Fayette County has had 19 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flatonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flatonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Flatonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.