Natural hazards · Ferris

Ferris, TX natural hazards

Most of the natural-hazard damage FEMA expects in Ferris comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ferris?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ferris to be higher than in 6% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves18%Tornadoes18%Hail11%Heat waves9%Everything else8%

By hazard

What Ferris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 67 years in the area

Hail

11% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 9 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ferris flood?

Every paid claim on a federal flood insurance policy in Ferris, from FEMA’s records.

1paid claims since 1979

$27Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Tropical Storm Claudette: 1 claim, $27K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ferris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ellis County.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Ferris

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ferris itself: aid to households, or repair grants to the City of Ferris.

Brought FEMA money into FerrisDeclared for Ellis County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

33 households applied for aid $84K aid approved

2021

Severe Winter Storms

100 households applied for aid $61K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

5 households applied for aid $10K aid approved

2007

Severe Storms, Tornadoes, and Flooding

$375 to the City of Ferris for repairs

Ellis County has had 19 natural disasters declared since 1953, most often severe storms and fires.

Around Ferris

Ferris and the towns around it

Very lowLowModerateHighVery high

Wilmermostly inland floodingModerate

Red Oakmostly inland floodingLow

Ferrismostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ferris is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ferris’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ferris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.