Natural hazards · Fannett

Fannett, TX natural hazards

Most of the natural-hazard damage FEMA expects in Fannett comes from hurricanes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fannett?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fannett to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes36%Inland flooding31%Tornadoes11%Wildfire6%Everything else17%

By hazard

What Fannett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

36% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

31% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 20 years in the area

Wildfire

6% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fannett flood?

FEMA's records show no paid flood insurance claims in Fannett.

of all homes
are insured

No community discount. Fannett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Fannett

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fannett itself: aid to households, or repair grants to Fannett.

Brought FEMA money into FannettDeclared for Jefferson County only

2024

Hurricane Beryl

1 household applied for aid

2019

Tropical Storm Imelda

1 household applied for aid $6K aid approved

2005

Hurricane Rita

2 households applied for aid $4K aid approved

Jefferson County has had 24 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fannett is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fannett’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fannett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.