Natural hazards · Falls

Falls, TX natural hazards

Most of the natural-hazard damage FEMA expects in Falls comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Falls?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Falls to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hurricanes15%Drought9%Tornadoes5%Everything else9%

By hazard

What Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

15% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 11 years in the area

Drought

9% of expected damage

Recorded about 70 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Falls flood?

Every paid claim on a federal flood insurance policy in Falls, from FEMA’s records.

2paid claims since 1998

$35Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Torrential rain: 1 claim, $34K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Karnes County.

What’s been done with FEMA grants

12flood-prone properties bought out and cleared

Disasters that hit Falls

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Falls itself: aid to households, or repair grants to the City of Falls.

Brought FEMA money into FallsDeclared for Karnes County only

2021

Severe Winter Storms

4 households applied for aid $3K aid approved

2017

Hurricane Harvey

6 households applied for aid $1K aid approved

2003

Hurricane Claudette

4 households applied for aid $1K aid approved

2002

Severe Storms and Flooding

$22K to the City of Falls for repairs

1998

Tx-Flooding 10/18/98

$3K to the City of Falls for repairs

Karnes County has had 12 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Falls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.