Natural hazards · Fairchilds

Fairchilds, TX natural hazards

Most of the natural-hazard damage FEMA expects in Fairchilds comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 2015. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairchilds?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairchilds to be higher than in 64% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes22%Tornadoes14%Drought7%Everything else13%

By hazard

What Fairchilds faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

22% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

14% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 11 years in the area

Drought

7% of expected damage

Recorded about 29 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairchilds flood?

Every paid claim on a federal flood insurance policy in Fairchilds, from FEMA’s records.

17paid claims since 2015

$537Kpaid to owners

4homes flooded more than once

20152026

Biggest named events

Hurricane Harvey: 7 claims, $170K
Early summer storms: 2 claims, $29K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairchilds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Fairchilds

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fairchilds itself: aid to households, or repair grants to the Village of Fairchilds.

Brought FEMA money into FairchildsDeclared for Fort Bend County only

2017

Hurricane Harvey

1 household applied for aid

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairchilds is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairchilds’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fairchilds. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.