Natural hazards · Eustace

Eustace, TX natural hazards

Most of the natural-hazard damage FEMA expects in Eustace comes from cold waves, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eustace?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eustace to be higher than in 18% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding24%Tornadoes20%Everything else16%

By hazard

What Eustace faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

24% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 26 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eustace flood?

FEMA's records show no paid flood insurance claims in Eustace.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eustace isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Eustace

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eustace itself: aid to households, or repair grants to the City of Eustace.

Brought FEMA money into EustaceDeclared for Henderson County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

87 households applied for aid $546K aid approved

2021

Severe Winter Storms

108 households applied for aid $36K aid approved

2016

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

38 households applied for aid $55K aid approved $3K to the City of Eustace for repairs

2007

Severe Storms, Tornadoes, and Flooding

16 households applied for aid $35K aid approved $64K to the City of Eustace for repairs

Henderson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eustace is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eustace’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eustace. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Eustace, TX natural hazards

How exposed is Eustace?

What Eustace faces

Cold waves

Inland flooding

Tornadoes

Lower here

Not a risk here

Does Eustace flood?

5 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Winter Storms

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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