Natural hazards · Encinal

Encinal, TX natural hazards

Most of the natural-hazard damage FEMA expects in Encinal comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Encinal?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Encinal to be higher than in 29% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves38%Inland flooding36%Heat waves9%Everything else17%

By hazard

What Encinal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

38% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Inland flooding

36% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Heat waves

9% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Encinal flood?

FEMA's records show no paid flood insurance claims in Encinal.

of all homes
are insured

No community discount. Encinal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: La Salle County.

Disasters that hit Encinal

Federal disasters declared here

None of the disasters declared for La Salle County shows FEMA aid or repair money reaching Encinal itself in FEMA’s records.

Brought FEMA money into EncinalDeclared for La Salle County only

La Salle County has had 14 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Encinal is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Encinal’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Encinal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.