Natural hazards · Enchanted Oaks

Enchanted Oaks, TX natural hazards

Most of the natural-hazard damage FEMA expects in Enchanted Oaks comes from cold waves, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enchanted Oaks?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enchanted Oaks to be higher than in 49% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves38%Inland flooding31%Tornadoes19%Everything else13%

By hazard

What Enchanted Oaks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

38% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

31% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Above average · higher than 62% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enchanted Oaks flood?

FEMA's records show no paid flood insurance claims in Enchanted Oaks.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Enchanted Oaks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Enchanted Oaks

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Enchanted Oaks itself: aid to households, or repair grants to the Town of Enchanted Oaks.

Brought FEMA money into Enchanted OaksDeclared for Henderson County only

2021

Severe Winter Storms

1 household applied for aid

Henderson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enchanted Oaks is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Enchanted Oaks’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Enchanted Oaks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.