Natural hazards · Elmendorf

Elmendorf, TX natural hazards

Most of the natural-hazard damage FEMA expects in Elmendorf comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elmendorf?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elmendorf to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes17%Hail15%Heat waves5%Everything else4%

By hazard

What Elmendorf faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 88 years in the area

Hail

15% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Heat waves

5% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elmendorf flood?

FEMA's records show no paid flood insurance claims in Elmendorf.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elmendorf isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bexar County.

Disasters that hit Elmendorf

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elmendorf itself: aid to households, or repair grants to the City of Elmendorf.

Brought FEMA money into ElmendorfDeclared for Bexar County only

2021

Severe Winter Storms

107 households applied for aid $84K aid approved

2007

Tropical Storm Erin

3 households applied for aid $579 aid approved

Bexar County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elmendorf is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elmendorf’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Elmendorf. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.