Natural hazards · Electra

Electra, TX natural hazards

Most of the natural-hazard damage FEMA expects in Electra comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Electra?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Electra to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding27%Tornadoes26%Wildfire13%Heat waves10%Hail9%Cold waves6%Everything else9%

By hazard

What Electra faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 85% of U.S. places

Wildfire

13% of expected damage

Well above average · higher than 95% of U.S. places

Heat waves

10% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 16 times a year in the area

Hail

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 8 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Electra flood?

FEMA's records show no paid flood insurance claims in Electra.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Electra isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wichita County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Electra

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Electra itself: aid to households, or repair grants to the City of Electra.

Brought FEMA money into ElectraDeclared for Wichita County only

2021

Severe Winter Storms

22 households applied for aid $2K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

13 households applied for aid $4K aid approved $49K to the City of Electra for repairs

2007

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $9K aid approved $54K to the City of Electra for repairs

Wichita County has had 20 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Electra covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Electra’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Electra. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Electra total about $613K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.