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Housing in Eldorado

A typical Eldorado home is worth roughly $96,000

Builders were permitted 3 new homes in 2025.

Typical home value
$96K
TX $299K
Estimate
2-bedroom rent
$970
a month, utilities in · HUD
Median tax bill
$1,465
TX $4,232

What kind of housing town is Eldorado?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.4 years of income

Less than across Texas (3.8 years). Try your own numbers below.

You could afford about
$247,000
Typical Eldorado home $96K

That covers a typical Eldorado home, with $151K to spare.

The typical home, each month
$630
Loan $480Tax $120Insurance $30

A two-bedroom rents for about $970 a month here, $340 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Eldorado’s typical property tax (1.53% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $970

Renters already here pay a median of $650, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$760
1 bedroom$780
2 bedrooms$970
3 bedrooms$1,270
4 bedrooms$1,430
16%
of households rent · TX 37%
76
renter households
50%
of renters spend 30%+ of income on rent · TX 52%
17%
of the median income, for a two-bedroom
$650
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Schleicher County, TX): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

3 new homes permitted in 2025

Builders were permitted 3 new homes in Eldorado in 2025, all single-family houses. That's 1.7 per 1,000 residents, slower than across Texas (8.1). Over the past 10 years, Eldorado has permitted 10 homes in all.

Single-family
012345 200020052010201520202025
3
new homes permitted in 2025
2
2026 so far (Jan–Aug)
1.7
per 1,000 residents · TX 8.1
10
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−377
New homes+13

Between the 2010 and 2020 censuses, Eldorado's population fell by 377 even though 13 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Texas: 2.6 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$599,000
2025330$889,000
2024330$908,000
2023110$286,000
2022110$253,000
2021000—
2020000—
2019000—
2018110$10,000
2017000—
2016110$120,000
2015220$390,000
2014110$150,000
2013110$73,000
2012550$321,000
2011220$280,000
2010000—
2009220$200,000
2008220$77,000
2007110$80,000
2006220$132,000
2005000—
2004110$40,000
2003000—
2002440$487,000
2001330$352,000
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

84% of Eldorado households own their home

Half of Eldorado’s homes were built before 1973.

Owners and renters
Own 84%Rent 16%

Texas: 63% own.

1973
typical home built · TX 1992
$1,465
median property tax bill · TX $4,232
1.53%
of a home’s value, a year in tax · TX 1.49%
4%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Neighbors talk housing

What Eldorado buyers, sellers and renters are saying.

Town Square →
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Is Eldorado still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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