Natural hazards · El Cenizo

El Cenizo, TX natural hazards

Most of the natural-hazard damage FEMA expects in El Cenizo comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Cenizo?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Cenizo to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves21%Heat waves18%Hurricanes5%Everything else9%

By hazard

What El Cenizo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Cold waves

21% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Heat waves

18% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 10 times a year in the area

Hurricanes

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 15 years in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Cenizo flood?

FEMA's records show no paid flood insurance claims in El Cenizo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Cenizo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Webb County.

Disasters that hit El Cenizo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in El Cenizo itself: aid to households, or repair grants to the City of El Cenizo.

Brought FEMA money into El CenizoDeclared for Webb County only

2021

Severe Winter Storms

2 households applied for aid

2010

Hurricane Alex

2 households applied for aid $3K aid approved

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $643 aid approved

Webb County has had 19 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Cenizo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to El Cenizo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of El Cenizo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.