Natural hazards · Eastland

Eastland, TX natural hazards

Most of the natural-hazard damage FEMA expects in Eastland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 31 claims here since 1986. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eastland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eastland to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes15%Cold waves11%Hail8%Everything else12%

By hazard

What Eastland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 19 years in the area

Cold waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eastland flood?

Every paid claim on a federal flood insurance policy in Eastland, from FEMA’s records.

31paid claims since 1986

$1,000Kpaid to owners

5homes flooded more than once

19862026

Biggest named events

Thunderstorms: 12 claims, $445K
Early summer severe storms: 7 claims, $326K
Early summer storms: 2 claims, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eastland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eastland County.

What’s been done with FEMA grants

10storm safe rooms built

Disasters that hit Eastland

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eastland itself: aid to households, or repair grants to the City of Eastland.

Brought FEMA money into EastlandDeclared for Eastland County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

7 households applied for aid $7K aid approved

2021

Severe Winter Storms

75 households applied for aid $36K aid approved

2016

Severe Storms and Flooding

25 households applied for aid $110K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

11 households applied for aid $15K aid approved

2011

Wildfires

$6K to the City of Eastland for repairs

2007

Severe Storms, Tornadoes, and Flooding

203 households applied for aid $1.6M aid approved $81K to the City of Eastland for repairs

Eastland County has had 21 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eastland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eastland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eastland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.