Natural hazards · Earth

Earth, TX natural hazards

Most of the natural-hazard damage FEMA expects in Earth comes from hail, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Earth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Earth to be higher than in 49% of U.S. communities, mostly from hail.

Hail61%Drought10%Cold waves7%Strong wind6%Inland flooding6%Everything else11%

By hazard

What Earth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

61% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Drought

10% of expected damage

Recorded about 80 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

6% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLightning

Not a risk here

Coastal floodingLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Earth flood?

FEMA's records show no paid flood insurance claims in Earth.

of all homes
are insured

No community discount. Earth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lamb County.

Disasters that hit Earth

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Earth itself: aid to households, or repair grants to the City of Earth.

Brought FEMA money into EarthDeclared for Lamb County only

2015

Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding

$54K to the City of Earth for repairs

2010

Hurricane Alex

$18K to the City of Earth for repairs

Lamb County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Earth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Earth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Earth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Earth total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.