Natural hazards · Dumas

Dumas, TX natural hazards

Most of the natural-hazard damage FEMA expects in Dumas comes from cold waves, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dumas?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dumas to be higher than in 35% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves32%Tornadoes29%Hail12%Inland flooding10%Strong wind7%Everything else10%

By hazard

What Dumas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

32% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

29% of expected damage

Well above average · higher than 88% of U.S. places

Hail

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 8 times a year in the area

Inland flooding

10% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 2 years in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLightningDrought

Not a risk here

Coastal floodingHurricanesLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dumas flood?

FEMA's records show no paid flood insurance claims in Dumas.

of all homes
are insured

No community discount. Dumas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Moore County.

What’s been done with FEMA grants

55storm safe rooms built

Disasters that hit Dumas

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Dumas itself: aid to households, or repair grants to the City of Dumas.

Brought FEMA money into DumasDeclared for Moore County only

2007

Severe Storms and Tornadoes

3 households applied for aid

Moore County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dumas covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Dumas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dumas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dumas total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.