Natural hazards · Dublin

Dublin, TX natural hazards

Most of the natural-hazard damage FEMA expects in Dublin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2001. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dublin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dublin to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding54%Cold waves14%Wildfire14%Tornadoes11%Everything else7%

By hazard

What Dublin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Wildfire

14% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

11% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 16 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dublin flood?

Every paid claim on a federal flood insurance policy in Dublin, from FEMA’s records.

1paid claims since 2001

$1Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

Tropical Storm Allison: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dublin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erath County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Dublin

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dublin itself: aid to households, or repair grants to the City of Dublin.

Brought FEMA money into DublinDeclared for Erath County only

2021

Severe Winter Storms

52 households applied for aid $16K aid approved

2016

Severe Storms and Flooding

$37K to the City of Dublin for repairs

2016

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $2K aid approved $19K to the City of Dublin for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

110 households applied for aid $59K aid approved

2007

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $884 aid approved $34K to the City of Dublin for repairs

2005

Extreme Wildfire Threat

1 household applied for aid

Erath County has had 14 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dublin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dublin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dublin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Dublin, TX natural hazards

How exposed is Dublin?

What Dublin faces

Inland flooding

Cold waves

Wildfire

Tornadoes

Lower here

Not a risk here

Does Dublin flood?

Biggest named events

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Winter Storms

Severe Storms and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

Severe Storms, Tornadoes, and Flooding

Extreme Wildfire Threat

How to read this page

Where to, neighbor?

Matches

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