Natural hazards · Diboll

Diboll, TX natural hazards

Most of the natural-hazard damage FEMA expects in Diboll comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1986. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Diboll?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Diboll to be higher than in 20% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding33%Heat waves26%Strong wind9%Tornadoes8%Hurricanes7%Cold waves7%Everything else10%

By hazard

What Diboll faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Heat waves

26% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 20 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 52 years in the area

Hurricanes

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 11 years in the area

Cold waves

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Diboll flood?

Every paid claim on a federal flood insurance policy in Diboll, from FEMA’s records.

9paid claims since 1986

$102Kpaid to owners

1homes flooded more than once

19862026

Biggest named events

Hurricane Harvey: 2 claims, $37K
Hurricane Rita: 1 claim, $36K
Early summer storms: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Diboll isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Angelina County.

Disasters that hit Diboll

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Diboll itself: aid to households, or repair grants to the City of Diboll.

Brought FEMA money into DibollDeclared for Angelina County only

2021

Severe Winter Storms

96 households applied for aid $24K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

12 households applied for aid $12K aid approved

2008

Hurricane Ike

408 households applied for aid $69K aid approved $511K to the City of Diboll for repairs

2008

Hurricane Gustav

$6K to the City of Diboll for repairs

2005

Hurricane Rita

1,019 households applied for aid $501K aid approved $171K to the City of Diboll for repairs

Angelina County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Diboll is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Diboll’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Diboll. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.