Natural hazards · Devine

Devine, TX natural hazards

Most of the natural-hazard damage FEMA expects in Devine comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2010. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Devine?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Devine to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes10%Strong wind9%Heat waves7%Lightning7%Everything else17%

By hazard

What Devine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 68% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 9 times a year in the area

Lightning

7% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Devine flood?

Every paid claim on a federal flood insurance policy in Devine, from FEMA’s records.

1paid claims since 2010

$46Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Devine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Medina County.

Disasters that hit Devine

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Devine itself: aid to households, or repair grants to the City of Devine.

Brought FEMA money into DevineDeclared for Medina County only

2021

Severe Winter Storms

83 households applied for aid $64K aid approved $15K to the City of Devine for repairs

2007

Tropical Storm Erin

1 household applied for aid $1K aid approved

2007

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $8K aid approved

Medina County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Devine covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Devine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Devine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Devine total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.