Natural hazards · DeCordova

DeCordova, TX natural hazards

Most of the natural-hazard damage FEMA expects in DeCordova comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 2014.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is DeCordova?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in DeCordova to be higher than in 34% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes33%Inland flooding31%Cold waves18%Heat waves6%Everything else12%

By hazard

What DeCordova faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

33% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

31% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does DeCordova flood?

Every paid claim on a federal flood insurance policy in DeCordova, from FEMA’s records.

9paid claims since 2014

$525Kpaid to owners

0homes flooded more than once

20142026

Biggest named events

Early summer severe storms: 8 claims, $524K

of homes in flood zones
are insured

of all homes
are insured

No community discount. DeCordova isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hood County.

Disasters that hit DeCordova

Federal disasters declared here

None of the disasters declared for Hood County shows FEMA aid or repair money reaching DeCordova itself in FEMA’s records.

Brought FEMA money into DeCordovaDeclared for Hood County only

Hood County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. DeCordova covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to DeCordova’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of DeCordova. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across DeCordova total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.