Darrouzett’s biggest natural hazard is drought
Most of the natural-hazard damage FEMA expects in Darrouzett comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2007.
What stands out about Darrouzett’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Darrouzett flood? Rarely: 2 flood claims since 2007
Every paid claim on a federal flood insurance policy in Darrouzett, from FEMA’s records.
Darrouzett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lipscomb County.How exposed is Darrouzett?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 71% of U.S. communities, mostly from drought.
Rated higher than 1,524 of the 1,859 Texas towns we cover.
Darrouzett is smaller than a census tract, so it shares the figures of the tract around its center.
What Darrouzett faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Drought
Inland flooding
Tornadoes
Cold waves
Wildfire
Federal disasters declared here
None of the disasters declared for Lipscomb County shows FEMA aid or repair money reaching Darrouzett itself in FEMA’s records.
Lipscomb County has had 7 natural disasters declared since 1953, most often fires and hurricanes.
Get ready for what Darrouzett actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- On a well? Know how deep it is and watch for sputtering.
- Follow the town’s watering limits.
- Fix drips: they add up.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Darrouzett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Darrouzett.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Darrouzett.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.