Natural hazards · Danbury

Danbury, TX natural hazards

Most of the natural-hazard damage FEMA expects in Danbury comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 112 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danbury?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danbury to be higher than in 64% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes37%Tornadoes11%Everything else14%

By hazard

What Danbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

37% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

11% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 44 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danbury flood?

Every paid claim on a federal flood insurance policy in Danbury, from FEMA’s records.

112paid claims since 1979

$4.4Mpaid to owners

9homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 39 claims, $3.2M
Tropical Storm Claudette: 23 claims, $154K
Tropical Storm Allison: 2 claims, $399

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Danbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brazoria County.

Disasters that hit Danbury

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Danbury itself: aid to households, or repair grants to the City of Danbury.

Brought FEMA money into DanburyDeclared for Brazoria County only

2024

Hurricane Beryl

432 households applied for aid $390K aid approved $275K to the City of Danbury for repairs

2021

Severe Winter Storms

54 households applied for aid $18K aid approved

2017

Hurricane Harvey

344 households applied for aid $1.3M aid approved

2016

Severe Storms and Flooding

1 household applied for aid $110 aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

7 households applied for aid $6K aid approved

2008

Hurricane Ike

471 households applied for aid $185K aid approved $221K to the City of Danbury for repairs

2005

Hurricane Rita

102 households applied for aid $32K aid approved

Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danbury is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Danbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Danbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.