Natural hazards · Dalhart

Dalhart, TX natural hazards

Most of the natural-hazard damage FEMA expects in Dalhart comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1995.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dalhart?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dalhart to be higher than in 41% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves17%Tornadoes15%Lightning13%Hail9%Strong wind6%Everything else10%

By hazard

What Dalhart faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once every 7 years in the area

Cold waves

17% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 82% of U.S. places

Lightning

13% of expected damage

Above average · higher than 69% of U.S. places

Hail

9% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dalhart flood?

Every paid claim on a federal flood insurance policy in Dalhart, from FEMA’s records.

2paid claims since 1995

$4Kpaid to owners

0homes flooded more than once

19952026

of all homes
are insured

No community discount. Dalhart isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dallam County.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Dalhart

Federal disasters declared here

None of the disasters declared for Dallam County shows FEMA aid or repair money reaching Dalhart itself in FEMA’s records.

Brought FEMA money into DalhartDeclared for Dallam County only

Dallam County has had 7 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dalhart covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dalhart’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dalhart. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dalhart total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.